What are the UCO Bank Personal Loan Documents Required?

When you apply for a personal loan with UCO Bank, it is essential to submit a set of documents that establish your identity, address, income, and employment/business status. The UCO Bank personal loan documents required are as follows:

1. You will need standard KYC documents, like a copy of your identity proof (such as Passport, Voter ID, Aadhaar, or Driving Licence) and a separate address proof (for example, Electricity Bill, Ration Card, Passport showing current address, or Driving Licence).

2. Additionally, you will need a duly filled loan application form (including your photograph) and typically two passport-sized photographs.

3. Beyond these, the income and employment-related documents vary depending on whether you are salaried, self-employed, or a pensioner.

4. For salaried applicants, you should provide recent salary slips (often for the last 3 months), your latest Form 16 or employment certificate, and recent bank statements (typically last 3 months) showing salary credits.

5. For self-employed applicants, business continuity proof (registration certificate, etc.), certified profit and loss statements, ITRs for past years, and bank statements (for example, last 6 months) are required.

6. Pensioners seeking a loan under a dedicated scheme usually need proof of pension payment order (PPO) and a bank statement showing pension credits.

The rest documents are the same as the others mentioned here. Ensure that all documents are current, legible, and consistent with the details in your application. Since loans undergo credit assessment, having up-to-date, accurate documents enhances approval probability. I hope you found this information helpful.

Choose NB InstaCash to Get Instant Disbursal of Personal Loan of Up to 10 Lakhs in Your Account! 

Hello Manveer. I can help you by sharing the UCO Bank personal loan documents required. I took the UCO cash loan a couple of weeks ago. You need to submit a set of documents for the bank to process your loan application. Some of these documents include ID proof, address proof, office ID card and more. I am enlisting all the needed documents below to help you out. 

What are the Documents Needed for a Loan from UCO Bank?

Here is the list of documents:

• Address Proof (Any 1 of the following)

1. Voter ID

2. Electricity Bill

3. Ration Card

4. Aadhar Card

5. Driving Licence

6. Passport

• ID Proof (Any 1 of the following)

1. Voter ID

2. PAN Card

3. Aadhar Card

4. Driving Licence

5. Passport

• Business proof like GSTIN, Udayam Regn., ICAI Regn., Medical Council Regn., etc, as applicable

• Two Passport size photographs of the applicant(s) and guarantor(s)

• Statement of Means of the applicant(s) and guarantor(s)

• Annexure - C (revied) and Annexure – D (revised)

• Annexure -1 and Annexure - 2

• Previous 3 months’ salary slips

• Form 16 issued by your office

• Income Tax Return/Assessment Order

• Office Identity Card

You might be required to submit any additional documents. I recommend contacting the bank for the same. This is all from my side. I hope it helps.

My father applied for a personal loan from UCO Bank last year to finance my sister's wedding. He has an account there. I can therefore inform you that the necessary UCO Bank personal loan documents required include proof of address, proof of identity, proof of income, and so forth. Read on to get the checklist of documents you need to apply.

Documents Required for UCO Bank Personal Loan

Last year, when I helped my father to apply for a personal loan in UCO Bank, I came to know that the following documentation is needed to confirm your eligibility for the loan and your financial stability.

• Identity Proof - A copy of your Passport or Voter ID or Aadhaar Card or Driving License

• Address Proof - A copy of your Electricity Bill or Ration Card or Passport

• Pay slips from the previous three months

• Proof of income: The salary account's latest three months' bank statement

• Employment certificate: A document attesting to a year of consistently working for the present employer

• Current account bank statements over the last six months

• Evidence of ongoing business operations, registration certificate, etc.

• Recognised IT returns for the previous two years, along with a certified profit and loss statement

You may boost your chances of being approved for a personal loan from UCO Bank by submitting the required document. I hope you found this answer helpful.