The RBL credit card rent payment charges a 1% fee on all rent payments classified as Merchant Category Code (MCC) 6513. This charge is applicable to the majority of RBL credit card types. It is billed each time you use a third-party rent platform or rent-payment service to pay your rent. Let me share more details on it below.
What are the RBL Bank Credit Card Rent Payment Charges?
Whenever you use an RBL Bank credit card to pay your house rent, the bank typically imposes a processing fee of 1% of the transaction amount (plus GST). In India, credit card transaction fees are typically accompanied by GST at 18%.
This fee is applicable regardless of the RBL credit card variant you hold. This includes RBL Monthly Treats, Platinum Delight, Fun+, Play, Cookies, and others. All of these cards have a 1% rental processing fee in their listed charges unless the rules of a certain card specifically specify differently.
How does It Work?
Third‑party Rent Platforms: Since most landlords don't take credit cards directly, people use apps like RentPay, NoBroker, and others. RBL charges approximately 1% on rent transactions, in addition to any platform costs.
No Reward Points on Rent: You will pay the cost without receiving any benefits because many RBL cards generally do not offer reward points for rent payments.
Hope you found my answer helpful.
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For a middle-class family, a credit card is very helpful for managing money flow and meeting daily needs. I bought some items on EMI, and since I live in a rented house, most of my salary goes towards EMIs and rent. To manage this better, I have started using my RBL bank’s credit card to pay the rent. The RBL credit card rent payment charges are not too high, only 1% of the rent amount, which is quite affordable and easy to manage.
What are the RBL Bank Credit Card Rent Payment Charges?
As I mentioned above, the RBL credit card payment charges are just 1% of your monthly rent. For example, if your rent is Rs. 20,000, the charge will be only Rs. 200, which is reasonable.
By using the RBL credit card, I also get benefits like reward points, EMI options, and cost-saving offers while shopping. I have bought a few products on EMI through this card, which has helped me manage my expenses better.
In my opinion, the RBL credit card is very useful and convenient. It really helps me manage my family expenses smoothly, even during tight financial situations.
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What are the RBL Credit Card Rent Payment Charges?
Manish87
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8 months
2025-07-02T17:56:46+00:00 2025-07-02T17:56:48+00:00Comment
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