I live in a rental home in Bangalore with my family and usually pay the rent using my Kotak credit card. One of the main benefits of using a credit card is earning reward points; the more you spend, the more points you get. These points can be redeemed for offers or even as a credit on your statement. However, Kotak credit card rent payment charges are 2% of the transaction amount plus GST for all payments.
What are the Benefits of Paying Rent with a Credit Card?
You can save on annual fees if you cross certain spending limits, and paying your rent helps you qualify for these waivers.
By clearing your credit card bills on time, you build a good CIBIL score, as rent is usually a big amount.
With auto-debit, your rent is paid automatically, providing extra convenience and allowing you 45 to 60 days to manage your finances.
Hope this helps you understand the payment charges and benefits of paying rent with a credit card.
Pay Your House Rent Using Credit Card via NoBroker and Earn Unlimited Rewards
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
My father, who works at Kotak Bank, suggested that I use the Kotak Credit Card to pay my rent. He also informed me that there will be a small charge levied on it. The Kotak credit card rent payment charges start at 0.39% + GST. It can go up to 2% depending on several factors, which I mentioned below for your convenience.
How much does a Kotak Credit Card Charge for Rent Payment?
The fees for paying rent with a Kotak credit card range from 0.39% + GST to 2% + GST, depending on the platform used.
One of the earliest fintech companies to offer a rent payment tool was RedGirraffe. They charge 0.39% plus GST for rent.
For all transactions completed on MCC 6513, 1% of the transaction amount plus GST is charged (not applicable on White Reserve and Kotak Solitaire Credit Cards).
The CRED app charges around 1.5% on rent payments with a Kotak credit card.
For the White Credit Card and the 811 #DreamDifferent Credit Card, 2% of the transaction amount plus GST will be charged.
After utilizing Cred to pay my rent with my Kotak credit card, I eventually used the NoBroker app. It’s very simple, and you can get multiple cashbacks on it.
Pay Your Rent Effortlessly via NoBroker and Earn Unlimited Rewards.
What are the Kotak Credit Card Rent Payment Charges?
Riyana7
165 Views
2
5 months
2025-07-01T17:25:07+00:00 2025-07-02T10:26:20+00:00Comment
Share