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Q.

What are the HDFC Bank Credit Card Rent Payment Charges?

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4 months

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0 2025-07-08T19:00:51+00:00

I have an HDFC Bank credit card, and I always use it for rent payments. The HDFC Bank credit card rent payment charges are usually 1%. One of the best parts is that the rent amount gets deducted automatically, so I never miss the due date. Plus, the credit card gives me around 45 to 60 days of interest-free period. Personally, I prefer using Payzapp since it's the official app by HDFC, so I find it more reliable and smoother for transactions.

What are the HDFC Bank Rent Payment Charges?

The rent payment charge is 1%. But this charge is capped at Rs. 3,000 per transaction, which means you will never pay more than Rs. 3,000 as a fee.

  1. For example, if your rent is Rs. 40,000, then 1% of this amount is Rs. 400. So, your fee will be Rs. 400. Since Rs. 400 is less than the cap of Rs. 3,000, you only pay Rs. 400.

  2. If your rent were much higher, say Rs. 5,00,000, 1% would be Rs. 5,000, but because of the Rs. 3,000 cap, you would still pay only Rs. 3,000 as the fee.

This means the maximum fee you will be charged per transaction is Rs. 3,000, even if 1% of your rent exceeds this amount. 

You can also pay rent through many third-party apps like PhonePe, NoBroker, and Paytm. These apps may also charge a small convenience fee. I hope you get an idea about the HDFC credit card charges for rent payment

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