Hey! The documentation process is quite simple. I took a personal loan from ESAF back in 2018, so will be happy to help you with the details of ESAF personal loan documents. Initially, I wasn’t very sure of the bank and the loan processes, but a friend of mine guided me through it. I am assuming you know the eligibility criteria of the loan, so let me focus only on the documentation.
What are the Documents Required for the ESAF Small Finance Personal Loan?
The documentation process is slightly different for salaried and pensioners. Here are some mandatory documents you need to apply for a personal loan from ESAF Small Finance Bank.
ID proof: This may include Aadhar, PAN Card, Voter ID, driving license, etc.
Residential proof
If you’re a salaried employee, you need salary slips for the last 3 months and bank account statements for the last 6 months to show the salary credit.
If you’re a pensioner, you need to provide your pension book/pensioner’s ID and also your bank account statement for the last 6 months, showcasing the pension credit.
So, these are a few documents you need to provide while applying for personal loans from ESAF small finance bank.
Features of ESAF Personal Loan
I am also sharing some key features of ESAF for your reference.
The loan amount can be between Rs. 50,000 to Rs. 5 lakhs.
The tenure is 12 months to 35 months.
If you’re a pensioner, the minimum monthly pension should be Rs. 20,000
That’s all about ESAF Small Finance personal loans. I hope this clears your doubts.
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What are the ESAF Personal Loan Documents Required?
Amaya
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9 months
2025-02-27T10:36:25+00:00 2025-02-27T10:36:26+00:00Comment
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