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Q.

What are the eligibility criteria and interest rates for personal loans?

Deu to home credit loan pay ,

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4 months

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0 2025-10-28T13:08:45+00:00

I recently took a personal loan from HDFC Bank, so I can share their personal loan eligibility criteria. To get a personal loan from HDFC:

  1. You should be working in a private company or in a government organisation.

  2. Your age should be between 21 and 60 years.

  3. You must have at least 2 years of total work experience, including at least 1 year with your current employer.

  4. Your monthly take-home salary should be at least Rs. 25,000.

These are the generic eligibility criteria almost set by most banks. However, sone financial institutions have their own rules and interest rates, so it’s always better to check once before applying. 

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