What are the documents required for resale flat purchase?

Many homebuyers choose to buy a resale apartment in India because it offers many benefits, including rapid possession and cost savings when compared to new residences. However, the procedure entails surveying legal documents and being aware of the registration procedure for selling apartments. But, before that, you must know the documents required for resale flat purchase, which I have shared below for you.

List of Documents Required for Purchasing Resale Flat

When purchasing a resale flat, it's crucial to verify several documents to ensure the legality and authenticity of the property. Here's a checklist:

• Sale Deed: This is the primary legal document that proves the transfer of ownership from the seller to the buyer.

• Building Plan: Ensure the property has a sanctioned building plan approved by the local municipal authority.

• No Objection Certificate (NOC) from the Bank: This confirms that the property is free from any loans or mortgages.

• Completion and Occupancy Certificates: These certificates confirm that the property has been built according to the approved plan and is fit for occupancy.

• Encumbrance Certificate: This certificate ensures that there are no legal dues or mortgages on the property.

• Utility Bills: Recent utility bills (electricity, water, etc.) to verify the property's usage.

• Tax Receipts: Proof of payment of property taxes by the seller.

• Possession Certificate: Issued by the builder to the first owner and transferred to subsequent owners.

• Society Share Certificate and No Dues Certificate: These documents confirm that the property owner has no dues with the society.

• Title Deed: Verifies that the property is registered in the seller's name.

• Index-II of Earlier Transactions: Provides a history of all previous transactions related to the property.

I hope you understand the documents required for buying resale flat.

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There are certain documents required when you are going to purchase a resale property.

You must keep ready all

the documents required for resale flat purchase

beforehand. 

So what are the documents required for resale flat purchase?

The sale deed is a legal document that proves that the sale is complete. This document is an agreement between the buyer and the seller regarding the property. A buyer should ask for a sale deed before he/she agrees to the decided purchase amount. The sale deed will record that the property is transferred to the buyer and acts as legal sale proof.

This certificate ensures that the property is free from liabilities. The buyer should always check the Encumbrance certificate as the property investigation. In case there is any monetary or legal fault with the property then he/she can rescue them before getting trapped.

This certificate ensures that the property is constructed with the approved plan and by-building law's 

To confirm that all pending dues are clear, get a no-objection certificate from the bank.

To ensure that no taxes are due, get a no-objection certificate from concerned authorities like the water board, electricity department, etc.

To ensure that your title is clear of defects, do a 'title search' on the registration websites of government websites.

Copy of sale agreement between the developer and the first owner of the property.

These are the mandatory documents required for resale flat purchases. The buyer needs to go through with the above documents at the time of resale flat purchase.