What are the Documents Required for KSFE Personal Loan?

Although the lender has not provided an official list of KSFE personal loan documents required, applicants are generally expected to submit standard documents similar to those required by most financial institutions in India.

These typically include:

1. KYC (Know Your Customer) documents such as proof of identity, proof of address, and proof of income. Proof of identity may include a PAN card, Aadhaar card, voter ID, passport, or driving licence.

2. Address proof can be provided through utility bills, Aadhaar card, or passport. For income verification, salaried individuals may need to submit salary slips for the last three months, bank statements showing salary credits, and Form 16 or income tax returns.

3. Self-employed applicants are usually required to provide proof of business ownership, recent income tax returns, and financial statements such as profit and loss accounts or balance sheets. Additionally, recent passport-size photographs and the completed loan application form are mandatory.

4. KSFE may also request additional documents based on the applicant’s credit profile or loan type. Submitting accurate and updated documents helps ensure smooth processing and quicker disbursal of the loan.

It is advisable if you check with their nearest KSFE branch for any scheme-specific requirements or updated documentation norms before applying.

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Last month, I took out a loan from KSFE, and I can help you with your query. Before opting for the loan, I called the institution's helpline number and asked for the details of the loan, including the KSFE personal loan documents required. The executive told me that KSFE offers personal loans with simple documentation. I have added all of that information in the table below.

What are the Documents Required for KSFE Personal Loan?

I have added all the documents mentioned by the KSFE bank executive below. 

• Duly filled application form with photographs

• Identity Proof: Passport, driving license, PAN card, Voter's ID card (anyone).

• Address Proof: House agreement, utility bills no older than three months, passport (anyone).

• Last 3 to 6 months' salary slips and bank statements. 

Besides these, the executive also provided me with a few more details, which I have added to the below table.

And that’s about it. This is all the information that I had received from the bank executive. I hope this helps. 

Hello there. I can help you with the KSFE personal loan documents required. I am currently looking for a personal loan and have been contacting different banks for the same. So, let me share the list of documents below.

What are the KSFE Personal Loan Documents?

The official website of KSFE hasn’t mentioned the list of documents. However, one of my friends who recently availed of a personal loan from KSFE Bank helped me with the general list of documents which he was asked to submit for his personal loan application,

1. ID proof issued by the Indian government, such as your PAN or Aadhar or driving licence or a passport or voter ID.

2. Your current Address proof issued by the Indian government

3. Your income proof, with a separate list of documents for salaried and non-salaried individuals.

He said that apart from this, there can be several other documents which one might need to submit based on their application. So, he finally recommended meto directly contact the KSFE bank through online or offline means and get a better idea of the complete list of documents for the personal loan.

This is all I have to share with you about the documents needed for a personal loan at KSFE Bank. I hope this information helps you.