What are the documents required for joint account in SBI?

When my mother and I opened a joint account in SBI, we were asked to provide only the major documents, like identity proof, PAN details, and two passport-size photographs of each. So these documents are enough. Now for identity proof, you better submit the Voter ID card or Aadhar, but if you want, you can also submit your driving license or other relevant documents. I hope this answers your query what are the documents required for joint account in SBI.

What are the Documents Required to Open Joint Account in SBI?

The SBI bank joint account opening documents required list is as follows (implied for all the holders applying for opening the bank account):

• Identity proof like passport, driving license, voter’s ID card, Aadhar, etc.

• Address proof: passport, driving license, voter’s ID card, Aadhar, etc.

• PAN card 

• Two passport-size photographs of the applicants

So these are the compulsory joint account documents required in SBI.

Who are Eligible to Open a Joint Account?

Couples, parents with teenagers, adult children with ageing parents, friends, family members, and business partners are eligible to open a joint account in most of the banks. It is, however, better that you enquire about it from the bank itself.

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A number of documents must be given in order for opening a joint account with the State Bank of India (SBI). It appears that, like me, you are also looking for the SBI bank account opening documents. So let's have a look at the document lists I provided to SBI in order to open my account.

SBI joint account documents required

I was reading Lipi's response, which included a list of supporting documentation for the joint accounts at SBI. I want to convey that I agree with her. Moreover, I would like to mention a significant document required to submit while opening an account at SBI like:

• The account opening form (AOF) is the first thing that needs to be submitted at an SBI branch. 

• You must provide personal information on this form, including your name, address, and phone number.

• You must include two recently taken Passport Sized Colour Photographs in addition to a properly completed AOF. The photo must be clear so that the bank can recognise the person linked to the account.

• Additionally, copies of each account holder's identification documents, such as their PAN cards, passports, and driver's licenses, are required.

• Also, you need to submit a KYC (Know Your Customer) form. This will aid the bank in confirming the applicants' names, addresses, and other pertinent data.

You can easily open joint accounts at the State Bank of India by making sure all required documentation is given. I hope you got an idea of required documents for joint account in SBI.

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For a long time my sister and I are planning to open to a joint account in SBI and save money for the future. A few months back we enquired about the documents required to open joint account in SBI so that we can be ready for everything. Only a few vital documents are needed for it. Lipi has already talked about the joint account opening documents yet let me repeat it once again. 

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What documents are required to open a joint account?

The list of documents for joint account needed are-

• Permanent Account Number (PAN) 

• Photograph

At least one copy of the Officially Valid Documents (OVD’s)/equivalent e-document of OVD’s mentioned below, as proof of his identity and address.

• Passport

• Driving Licence

• Proof of possession of Aadhaar Number

• Voter's Identity Card issued by Election Commission of India,

These are the joint account documents required. 

What are the advantages of opening a joint account?

Knowing only the SBI bank joint account opening documents required will not be enough if you do not know why joint accounts are advantageous. Let me list out the positive aspects of having a joint account-

1. Joint account holders can make decisions together, making it easier to manage funds. 

2. Both account holders have access to the funds, making it easier to access funds when needed. 

3. Joint accounts often offer higher interest rates than single accounts, making them better for saving money. 

4. Joint accounts provide an easy way to transfer money between two individuals. 

5. Joint accounts can be used for joint investments and other financial activities. 

So just provide the SBI joint account opening documents to the bank and open your joint account anytime you want. They are beneficial in various ways. I hope you have understood what are the joint account opening documents clearly by now.

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Hi there, It is important to know what documents are required for joint account in SBI, before going to the bank. Because SBI bank won't let you open a bank account if you are not able to submit the documents they require. To avoid any surprises you can take the important documents with you to get your work done as fast as possible. So, let's learn what are the documents required for joint account in SBI.

What documents are required for joint account?

To open a savings account, you need to visit the nearest SBI bank branch. After this, visit the bank branch customers have to fill up two forms: Form 1: Name, address, signature, various other details and assets. Form 2: Customers will have to fill in this part if they do not have a PAN card. Documents required for joint bank account:

Proof of identity	Passport, Driving licence, Voter's ID card, etc.
Proof of address	Passport, Driving licence, Voter's ID card, etc.
Other important documents	PAN card Form 16 (only if PAN card is not available) 2 latest passport size photographs

Eligibility criteria to open savings account in SBI:

1. Should be an Indian citizen.
2. Should surpass 18 years of age.
3. For minors parents can open savings accounts on their behalf.
4. The applicant must have identity and address proof.
5. Applicant should make a minimum initial deposit to make the savings account active.

I hope you understand what documents required for joint account in SBI. Pay You Water/Electricity/Piped Gas Bills via NoBroker and Get Assured Cashback! Get home loans at the lowest interest rate from NoBroker and avoid hefty paperwork Read more: What is encash in SBI credit card ? How to Close Tax Saver FD in SBI? What is YONO SBI customer care number? How Much Money Can Be Transferred Through YONO SBI?