What are the Axis Bank Personal Loan Documents Required?

When applying for a personal loan, it’s important to gather and submit the essential documentation to ensure smooth processing. Out of the Axis bank personal loan documents required firstly, you’ll need to fill out the loan application form and attach a recent passport-sized photograph, along with your KYC (Know Your Customer) documents.

What are the Documents Required for Axis Bank Personal Loan?

1. Under KYC you must provide a valid identity proof such as a Passport, Driving Licence, Voter ID, or Aadhaar card – and address proof (often the same documents can serve both roles, e.g., Aadhaar with current address).

2. Beyond identity and address, Axis Bank requires proof of age and signature. Age can be documented via items such as your PAN card, Passport, School Leaving Certificate or Birth Certificate. Signature proof may include your PAN card or banker’s verification.

3. For salaried applicants, income proof is a critical component. You will typically need your latest 2-3 months’ salary slips, bank statements showing salary credits (last 2–3 months), and proof of employment (job offer letter or employment ID) if required.

4. If you are self-employed, additional documents such as business registration, GST returns, audited financials and income tax returns may be requested.

5. Additionally, prior to disbursement, Axis Bank may ask for signed loan agreement, standing instruction/ECS mandate forms, cancelled cheque for account verification, and other standard pre-disbursement items.

This is all about Axis bank personal loan documents required.

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Hey there Paras. Others have already listed down the Axis Bank personal loan documents required in detail. They have shared a general overall list of the documents. At Axis Bank, personal loan documentation varies based on the applicant's type. So, being an employee of the bank, I can share documents for various other categories with you.

Personal Loan Documents Required Axis Bank

Below, you can find the list of documents:

Personal Loan Documents for Women

1. Income Proof and Employment Proof.

2. Government-issued ID Proof: Passport, Voter ID, Driver’s License or Aadhar Card.

3. Government-issued Address Proof: Utility Bills, Passport or Voter ID

4. Any documents related to special loan schemes for women.

Personal Loan Documents for Pensioners

1. Pension payment order.

2. Age Proof (PAN, Passport, etc.)

3. Bank statements where the pension is credited.

So, I will wrap up my answer here. I hope this will help you with the personal loan Axis Bank documents required.

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Some related information:

How to Check axis personal Loan Status?

There are several documents needed by the bank when you apply for a personal loan. As I applied for a 10 lakh loan last year, I can share the Axis Bank personal loan documents required. Before that, you need to clear the eligibility criteria set by the bank. So, I will be sharing both the documents required along with the eligibility you need to clear to avail of the loan.

Documents Required for Axis Bank Personal Loan

Below, you can find the document list to apply for a personal loan at the Axis Bank:

1. A completely filled-out

   personal loan application form

   .

2. Signed loan agreement and Standing Instruction (SI) Request/ECS Forms.

3. Essential KYC documents.

You can refer to Rohit’s answer for the rest of the detailed documents. Let me also tell you about the eligibility criteria set for a personal loan by Axis Bank.

Eligibility Criteria to Avail Loan from Axis Bank

Here is the set of eligibility criteria:

1. You must be an employed individual, including salaried doctors or a staff of both public and private limited companies.

2. Employees of the government sector, encompassing Public Sector Undertakings and Central and Local government bodies. 

3. You need to be at least 21 years old and a maximum of 60 years of age at loan maturity.

4. You need to have a minimum monthly income of Rs. 15,000.

That is all I have to share with you. I believe you are now aware of the personal loan documents required Axis Bank.

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Some related information:

How to Do Axis Bank Personal Loan Status Check?

Hey Paras. I am aware of all the Axis Bank personal loan documents needed to complete the loan application. I was previously an employee at the bank and used to handle the personal loan section. The list includes KYC documents, documents serving as proof of date of birth and more. I am listing down the documents for you to have a look at them.

What are the Axis Bank Personal loan eligibility documents?

Here are the documents you’ll need to submit:

• KYC Documents (Any 1 of the following): 

1. Voter ID

2. Driving licence with photograph

3. Passport

4. Job card by NREGA signed by an officer of the state government

5. A letter issued by the National Population Register containing information about your name

6. Address or proof of possession of the Aadhar number.

• DOB Proof (Any 1 of the following): 

1. Passport

2. PAN card

3. Aadhar card with DOB

4. Birth certificate

5. school leaving certificate or 

6. Driving licence with photograph.

• Signature Proof (Any 1 of the following): 

1. PAN card

2. Passport

3. Banker’s verification.

• Income Proof: 

1. Previous 2 months’ salary slips

2. The previous 2 months’ bank statements with salary credits

3. One year employment proof (Not needed if DOJ is mentioned in payslip and you’ve been working for more than 1 year)

• Filled and duly signed application form with the applicants’ latest passport-size, colour photograph

• Self-attestation of borrowers on all the documents

So, these are all the Axis Bank personal loan documents required. I hope it helps.

Hey buddy. To meet my financial needs, I recently applied for a personal loan from Axis Bank. Thus, I can inform you that some of the essential Axis Bank Personal Loan documents required include signature proof, proof of identification, proof of income, and so forth.  You can get the complete document lists below.

What are the Documents Required for Axis Bank Personal Loan?

You must provide the following documents in order to apply for a personal loan at Axis Bank.

• A completely filled-out application form for a personal loan.

• Recent passport-sized colour photographs

• Identity Proof - Driving License with Photograph, or Aadhaar card or Passport or Voter ID

• Address Proof - Utility bills or Passport, or Voter ID

• Income Proof for Salaried Individual - Latest 3 months pay slip or latest three-month bank statement with pay credits or Proof of employment for an entire year (not necessary if DOJ is listed on payslip and employee has worked for more than a year)

• Signature Proof - Passport or PAN Card or Banker’s Verification

Apart from identity proof, photograph, and application form, the self-employed need to present the following documents:

• Business proof: Registration certificate, GST filings, or partnership deeds

• Financial statements: Profit and loss accounts, balance sheets for the last two years

• Income tax returns for the previous three years

I hope this helps you get an idea of the essential personal loan Axis Bank documents required.