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Discuss about Indian Real Estate with Experts — Ask your Questions
Trimith
May 27, 2022
In the last 10 years home loan interest rates in India have seen significant movement influenced by Reserve Bank of India (RBI) policy changes, banking reforms, and ec...
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Sreayshree
October 27, 2021
To know how to get loan on agricultural land in India, you must approach a bank or financial institution that offers loans secured by farmland. Here are the steps you should follow:...
Chandan
May 17, 2022
No commercial bank or NBFC offers a true 0% interest house loan. While you can’t get 0% interest from lenders, you can do the following: ...
Trisha
February 22, 2023
I know having a low CIBIL score (e.g., below 650) makes it harder to get a home loan from most banks, but it’s not impossible. Many banks and NBFCs across India will consider your app...
Firstly, be clear, you cannot legally get a home loan at 0% interest from banks or NBFCs. Loan interest is how lenders earn money. Zero-interest home loans do not exist under standard...
Balakrishna
December 16, 2024
Banks generally do NOT offer standard home loan for auction property. Most banks avoid lending for auction purchases because:...
Ram
Yes, you can get a home loan to buy an old house or resale property in India. Banks and lenders treat home loans for existing or ready-to-move properties (old houses o...
Aryan
April 1, 2024
After you close your home loan, you must collect a few important documents from your lender. Those are the documents to collect after home loan closure:...
Tithi
June 12, 2023
The Post Office / India Post Payments Bank (IPPB) itself does not directly give home loans like a bank or HFC (Housing Finance Company). Instead, it acts as a referral agent. The actu...
Urvashi
March 17, 2022
Yes, two people can take a home loan together for the same property in India by applying as co-applicants or joint borrowers. This is commonly known as a joint home loan. In a joint h...
Last 10 Years Home Loan Interest Rates in India?
Trimith
May 27, 2022
In the last 10 years home loan interest rates in India have seen significant movement influenced by Reserve Bank of India (RBI) policy changes, banking reforms, and ec...
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Answers
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