To buy property without map approved (building plan) is a highly risky task in India. Government authorities require building plans to be sanctioned by the local municipal corporation, development authority, or town planning department to ensure legal compliance. An unapproved house may violate zoning laws, land use policies, or building regulations.
What Can Happen if You Buy a Property Whose Builder Plan is Not Approved?
The probable circumstances that you can face are as follows,
Municipal authorities can issue demolition notices or declare the property illegal. Regularisation (if allowed) can involve heavy penalties and legal proceedings.
Banks do not approve home loans for properties without a sanctioned building plan. Property registration may be denied, making resale difficult.
You may face issues in getting water, electricity, or sewage connections. Higher property taxes or penalties may apply.
Without an approved map, encroachments, illegal construction, or land disputes are common. Builders may sell unauthorised properties without proper land titles.
What to Do Before Buying?
Check the municipal authority’s records for approval. Ensure compliance with local building laws.
Get a legal opinion from a property lawyer. Verify encumbrance certificate, sale deed, and occupancy certificate. Ask if the building can be regularised (if unapproved).
I hope you found buy property without map approved helpful.
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It is not advisable to buy a house without an approved map. The approval of the map is important as it ensures that the construction is legal and safe. Without an approved map, you may face legal issues and penalties. You may also face difficulty in getting a home loan or selling the property without an approved map.
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Is it okay to buy a house without an approved map?
Mayank29gupta
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2023-06-16T09:24:08+00:00 2023-06-16T10:06:59+00:00Comment
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