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Q.

Is female owner in PMAY compulsory to get a subsidy?

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To avail PMAY subsidy, there are certain eligibility criteria. If you are applying for CLSS scheme, then here is what female home loan subsidy should work:

If you are a married couple from EWS or LIG category, then the house acquired under CLSS scheme should be in the name of female lead of the house or it should be jointly owned by the couple. The house can also be in the name of the male lead if there is no adult female in the house. This is applicable only in case of new house purchases. 

Hope this clarifies your doubts around PMAY Subsidy and PMAY eligibility.

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