Yes, car transporter insurance is useful, but in many cases, it is not enough on its own;
You should decide on extra cover based on your car’s value and risk level. Most car transporters provide basic transit insurance, usually covering accidents, fire, or vehicle overturning.
This insurance may not cover small dents, scratches, tyre damage, or electrical problems and frequently has restricted liability.
Usually, transporter insurance is limited and does not match the market value of your vehicle. If your car is premium, new, or expensive, partial coverage may lead to out-of-pocket losses.
Damage from loading and unloading, normal wear and tear, delays, and third-party handling may all be excluded under standard transporter insurance. Many customers realise these gaps only after damage occurs.
In contrast, extra transit insurance full-value insurance, often known as extra transit insurance, provides coverage for your car that is more in line with its true value.
It guards against theft, handling mistakes, dents, scratches, and rain damage. For long-distance moves in particular, this is crucial.
Additional coverage is highly advised if you're transferring a new automobile, SUV, luxury car, or electric vehicle. Longer journeys, highways, and monsoon travel are riskier.
Additional insurance usually costs between one and three percent of the declared value of the vehicle. Compared to the cost of repairs for paint, panels, or electronics, this is a little expense.
Take crisp pictures and videos of your vehicle before loading, regardless of insurance. This is beneficial for making claims.
Basic transporter insurance is not enough for complete peace of mind. If your car has high value or emotional importance, always take extra transit insurance. It ensures financial safety and stress-free car relocation.
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Is Car Transporter Insurance Enough or Should I Take Extra Cover?
Pri89
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2026-01-23T13:59:22+00:00 2026-01-23T14:00:00+00:00Comment
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