If your annual income is Rs. 1 lakh, banks generally do not prescribe any fixed threshold limit that you have to maintain or deposit in your savings bank account based on your income. However, banks may evaluate your inflows for KYC, tax reporting, and account activity.
For an income of Rs. 1 lakh, the average monthly deposit could be around Rs. 8,000 to Rs. 10,000. It depends on your earning pattern, but there is no mandatory rule to deposit the entire income into a savings account. You should choose a minimum balance or zero-balance account based on your banking needs.
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If my annual income is Rs. 1lakh. What will be my threshold limit arrived by the bank to put into my savings bank account?
Srish Kumar Sinha
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28 days
2025-11-13T11:47:51+00:00 2025-11-13T11:47:53+00:00Comment
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