Hey,
I believe you have made a wrong transaction to another bank account. Although it is our responsibility to be careful while making any monetary transaction, we are human and we can make errors. So, I must tell you that your money will automatically come back to your account if you accidentally transferred the wrong amount to the wrong account or if the account information is incorrect.
However, if the account information is accurate, you can ask your bank for reimbursement by telling them about the RBI directive. However, the recipient must give their consent before the transaction may be reversed.
How to get your money back?In the event of a mistaken transfer, call customer service at your bank and immediately notify them that the funds were sent to the incorrect beneficiary account. Note the date and time of the transaction, your account number, and the bank to which the money was inadvertently sent. You may be required to go to the branch.
Visit your bank location and provide a written request for the incorrect transfer along with the necessary information. If needed, add the screenshot.
The bank will serve as a middleman and give you information about the account's bank and branch where the funds have been transferred. You can check with the beneficiary directly and request a reversal if it is in the same bank.
If it is at another bank, it is preferable to go to the recipient's branch and explain it there along with any written or email correspondence and screenshots. In these situations, the branch of the beneficiary may contact the erroneous beneficiary and ask that the wrong credit be returned to the sender.
I hope you get back your money as soon as possible.
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I need to reverse the wrong transaction. How to get my money back?
Bahubali
11.7k Views
1
2 Year
2022-11-21T13:33:00+00:00 2022-11-21T13:33:02+00:00Comment
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