This is how to verify property title before signing a sale agreement;
Verify the title deed: Request the original sale deed, match seller’s name with records, confirm the area and boundaries of the property, and confirm the seller possesses complete ownership rights.
Verify the chain of ownership: Check the ownership lineage, Verify ownership history for the last 25 to 30 years, Look for missing or overlapping transfers, Verify that all previous transfers were lawful. Banks follow this process before approving loans.
Get an Encumbrance Certificate (EC): Apply online or at Sub-Registrar Office, Confirm no loan, mortgage, or legal charge exists, Ensure the EC period covers full ownership history.
Check government approvals: Approved building plan, Occupancy/Completion Certificate (for flats), Land conversion order (if applicable), Khata / Patta / RTC as per state laws. These prove the property is legally authorised.
Confirm the identity and authority of the seller: Verify ID documentation against the title deed, If POA is used, verify its registration. Verify that the POA provides sale rights and is legitimate
Check for pending dues: Property tax paid receipts, Electricity and water bill clearance, Society maintenance no-dues letter. Unpaid dues can transfer to you after purchase.
Check litigation records: Ask the seller for a legal declaration, search local court records if possible, ensure property is not under dispute.
Obtain a legal title search report: Hire a property lawyer or due diligence service, request a written title clearance report. Continue only after receiving legal validation.
Refrain from signing a sale agreement until the title is clear, continuous, and legally verified. A thorough verification safeguards your finances and property rights indefinitely.
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How to Verify Property Title Before Signing a Sale Agreement?
Karishma89
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20 days
2026-01-30T14:57:41+00:00 2026-01-30T14:59:07+00:00Comment
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