Every year, during Diwali, my sister, being an NRI, sends money to my parents from the US. For this transfer, she basically needs 2 things: the NRE account details like the account number, IFSC code. Also, a transfer provider or the bank (via wire transfer). If you want to know how to transfer money to NRE account from USA, I can share the details that my sister opts for.
How to Send Money to NRE Account from USA?
The ways by which you can send money to India are as follows:
You can use the wire transfer or telephone transfer options to send money online from the United States to India. The Indian bank will have correspondent banks that facilitate this kind of transfer. The money can also be transferred via SWIFT if your bank is a member of the SWIFT network.
In India, you can mail demand drafts or cheques to a bank branch along with a letter with instructions. The pertinent account details will be included in this letter. That account number will receive the deposit of your funds.
Third-party transfer methods are another way to send money to an Indian bank account. In that scenario, funds will be transferred using online money transfer companies.
The platform used and the amount being moved will determine the transfer fees and timing. Since this is your own post-tax money, there is no additional tax in India or overseas. Although some platforms and banks have limits, there is no cap on the total amount that can be transferred.
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How to Transfer Money to NRE Account from USA?
Minal45
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9 months
2025-03-13T09:26:07+00:00 2025-03-13T09:26:07+00:00Comment
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