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Q.

How to Top Up HDFC Personal Loan?

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0 2023-11-24T16:04:58+00:00

I came across HDFC personal loan top up while having a very casual conversation with my colleague about his personal loan. He told me that he took a top-up loan to meet his requirements. He knew through my expression that I had no idea about it. So, he explained to me the entire process to top up personal loan as bank officials explained it to him.

I was amused and happy that we have solutions like this present in our banking system. I have shared the HDFC Bank Personal Loan Top-Up process below for your reference.

How to Top Up HDFC Personal Loan?

HDFC offers a Top-Up Personal Loan to existing personal loan customers who require additional funds. My colleague informed me that this Top-Up Personal Loan allows us to borrow an additional amount over and above our existing personal loan balance. 

Eligibility:

The first thing he informed me about was the eligibility.

a. We must be an existing HDFC Bank Personal Loan customer.

b. We must have a good credit history.

c. We must have repaid at least six installments of our existing personal loan.

Application Process:

Then he explained the application process that he followed for a top-up loan.

i. Visit the HDFC Bank website and go to the

top-up loan application page.

ii. Then enter your registered mobile number and date of birth.

iii. Then tick off two consent boxes and then click on the get OTP button.

iv. Then you will have to carefully review the loan terms and conditions and click on 'Submit'.

Required Documents:

a. Copy of your PAN card.

b. Copy of your address proof.

c. Copy of your income proof.

d. Copy of your existing personal loan statement.

This is all you need to know about HDFC bank personal loan top up.

Get a personal loan from NoBroker hassle-free. Read More: How to Foreclose HDFC Personal Loan?
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