I always got guidance from my dad to save money that can help accomplish my goals in future. In the long run, it may be quite profitable to make short term sacrifices in order to set away money each month to develop capital. However, trust me, even after saving a lot, I am finding it really difficult to buy a property in Bangalore. Wondering how to raise finance for property investment, I found home loans as the popular option, among others.
How to Get Money for Investment Property?
In India, a common way to finance property purchase is through a home loan. Usually available for both residential and commercial buildings, loans secured for real estate have reduced interest rates.
Apart from home loan, I also found a few other options like:
Loan Against Property (LAP): To raise funds for a new property investment, you can use an existing one as collateral.
Personal loans: have higher interest rates even though they are unsecured. Ideal for increasing down payments.
Joint Investments: To boost loan eligibility and affordability, pool money with friends or family.
Make use of EPF or PPF withdrawals: These might augment your investment capital, subject to certain restrictions.
One thing that I have learned from all of this is whatever route you are choosing, choose it after assessing your repayment capacity.
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How to Raise Finance for Property Investment?
Lalit89
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4 months
2025-07-21T10:43:01+00:00 2025-07-21T10:43:02+00:00Comment
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