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Q.

How to Pay Rent with Credit Card for Free?

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2 Year

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0 2023-06-20T12:24:23+00:00

I was looking for a platform where I could pay rent with credit card without fee. I looked for several ways, but at last, I realised that there is no such way where no fee will be deducted for paying the rent. I use an HDFC credit card, so I even asked a bank official about how to pay rent with credit card for free and learned that they levy a 1% fee on the rent amount. So if you pay Rs 30,000 as rent, Rs 300 will be deducted as a transaction fee.

How to pay rent with credit card without fee?

In short, do know that a service might charge you very little, but it will not be completely free. If you have

  • Rewards

  • Cashbacks

  • Offers

Your fee might be zero or the amount might be reduced, but that does not mean that you can pay rent with credit card free. 

What are the beneits of using a credit card?

There are several benefits of paying the rent through your credit card

Ease of payment:

Using a credit card to pay rent can be convenient, especially if you prefer electronic transactions or if your landlord accepts online payments. It eliminates the need for writing and mailing checks or visiting your landlord's office to pay in person.

Rewards and Cashback:

Many credit cards offer rewards programmes or cashback incentives for purchases. By using your credit card to pay rent, you can earn rewards points, miles, or cashback, which can be redeemed for travel, merchandise, statement credits, or other benefits.

Improve Your Credit Score:

Consistently paying your rent on time with a credit card can help you build a positive credit history or improve your credit score. Timely payments can demonstrate responsible credit behaviour, which may be beneficial when applying for loans or other credit-related activities in the future.

I have not been able to find any portal where I can pay rent with credit card without fee. But if you know, please share it with me. I can surely save a lot of money. 

Pay your rent through credit card and get assured rewards Pay your utility bills through NoBroker and get discounts, cashback and more Read More: How to pay rent using credit card? How to pay home loan EMI through credit card? Can we pay electricity bill through credit card?