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Q.

How to Pay HDFC Home Loan EMI through Net Banking?

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Summary
To pay your HDFC Home Loan EMI via NetBanking, log in, go to 'Payments' or 'Loans', select your home loan, choose your HDFC account, enter EMI amount and loan details, and confirm securely. Alternatively, use platforms like BillDesk or Bajaj Finserv with your bank’s net banking.

Here is how to pay HDFC home loan EMI through net banking:

  • Visit the HDFC Bank NetBanking login page and enter your Customer ID and IPIN/Password to sign in securely.

    Once logged in, go to the “Accounts/Loans” section. Look for your Home Loan account listed under loan products. (Sometimes this appears under “Loans” or “My Accounts”.)

  • Click on your home loan account number to view details like outstanding balance, due date, and next EMI amount.

  • Within the loan details page, choose the “Pay EMI” or “Make Payment” option. This allows you to initiate your monthly EMI payment instantly.

  • The system will display your current EMI due. Confirm the amount. (If an auto-debit or NACH mandate is already set up, the bank usually debits the EMI automatically from your linked account on the due date. If not, you can pay manually.)

  • Choose your linked savings account or debit as the payment source. Verify the details and confirm the payment. You may receive an OTP on your registered mobile/email to authorize the transaction.

After successful payment, download or screenshot the confirmation/receipt for your records.

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