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Q.

How to Pay HDFC Home Loan EMI through Net Banking?

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Here is how to pay HDFC home loan EMI through net banking:

  • Visit the HDFC Bank NetBanking login page and enter your Customer ID and IPIN/Password to sign in securely.

    Once logged in, go to the “Accounts/Loans” section. Look for your Home Loan account listed under loan products. (Sometimes this appears under “Loans” or “My Accounts”.)

  • Click on your home loan account number to view details like outstanding balance, due date, and next EMI amount.

  • Within the loan details page, choose the “Pay EMI” or “Make Payment” option. This allows you to initiate your monthly EMI payment instantly.

  • The system will display your current EMI due. Confirm the amount. (If an auto-debit or NACH mandate is already set up, the bank usually debits the EMI automatically from your linked account on the due date. If not, you can pay manually.)

  • Choose your linked savings account or debit as the payment source. Verify the details and confirm the payment. You may receive an OTP on your registered mobile/email to authorize the transaction.

After successful payment, download or screenshot the confirmation/receipt for your records.

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