How to Increase Transfer Limit in SBI YONO?

I have been using Paytm, PhonePe, Bhim and more for transferring money but the bank officials said to use the YONO app since it is very much authentic and will be able to know all the details related with my SBI account from it easily. My brother is out of town so my father asked me to send money to him and the amount is quite high. I was not sure whether I would be able to send so much money or not so I asked my friend about how to increase transfer limit in SBI YONO  if needed. The steps are very few and easy so let me tell you how to do it. Pay your bills instantly with NoBroker Utility Bill Payment Service and get exciting rewards in return.

What is the SBI YONO money transfer limit?

Various methods can be used to transfer money using YONO LITE SBI that are as follows:

• Transfer within self account limit= Rs 2,00,000 within your accounts every day
• Third-party transfer= Rs 10,00,000 per day
• Interbank Transfer or NEFT= Rs 10,00,000 per day
• Interbank Transfer or RTGS = Rs 10,00,000 per day
• Quick Transfer = Rs 25,000 per day and per transaction
• mCash Transfer is Rs 1101 per transaction, 2202 per day and 5101 per month.

I hope this also answers the YONO SBI daily transfer limit.   Usually people do not go beyond this limit. If you want to know how  to increase transfer limit in SBI YONO then let me tell you one cannot exceed the daily limit but can add more beneficiaries in the app itself.   Read More: How to check personal loan eligibility in SBI YONO app? How to register YONO SBI? What is the limit of SBI debit card?

To increase transfer limit in SBI YONO app, you need to go to its Settings section. State Bank of India sets the UPI transaction limit regardless of the app you use (YONO, SBI YONO Lite, BHIM SBI Pay):

1. Rs 1,00,000 per transaction

2. Rs 1,00,000 total per day

3. Max 20 person-to-person (P2P) transactions per day within the daily cap.

This is the maximum limit allowed by SBI’s policy. You cannot increase it above Rs1 lakh for normal UPI transfers. In some cases, your UPI limit may be temporarily restricted (e.g., after resetting your UPI PIN). Like, for the first 24 hours (Android) or first 5 days (iOS) after PIN reset, the limit may be capped at Rs 5,000 per day. I have shared how to increase transfer limit in SBI YONO app below.

How to Increase Money Transfer Limit in Yono SBI?

Even though you cannot raise the bank’s maximum above Rs 1 lakh, you can set or restore your transaction limits up to that cap using the SBI YONO app. For that, follow these steps:

1. Open the SBI YONO app.

2. Log in with your credentials. 

3. Go to the “YONO Pay” or “BHIM UPI” section.

4. Tap your profile or settings icon.

5. Choose “Set UPI Transaction Limit”. 

6. Enter your desired limit (up to Rs 1,00,000) and confirm. 

7. Authenticate with OTP/Internet Banking credentials.

While standard personal UPI limits are fixed, SBI and NPCI have introduced higher limits (Rs 5 to 10 lakh) for specific categories like:

1. Credit card payments to merchants

2. Capital markets / mutual funds or insurance

3. Foreign inward remittances

These are not general UPI transfers but special use-case limits.

If you need to transfer more than Rs 1 lakh in a day, use non-UPI options within YONO:

1. IMPS – real-time transfers up to much higher limits (subject to bank policy)

2. NEFT / RTGS – for large bank-to-bank transfers (higher caps)

Hope you found this helpful.

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To guarantee safe and effective digital payments, the State Bank of India (SBI) established limitations for UPI transactions in 2025. But how to increase transfer limit in SBI Yono? To increase the transfer limit in SBI YONO, you must follow the guidelines set by SBI and NPCI for UPI and IMPS transactions. I have provided the detailed information below.

How to Change Limit in Yono SBI?

The default daily UPI transaction limit is Rs 1 lakh, while IMPS limits vary based on the customer’s profile.

1. To increase these limits, log in to SBI YONO or Internet Banking. 

2. Navigate to "Service Requests" or "Manage Transaction Limits" and select the desired limit upgrade.

For higher IMPS/NEFT limits, you must visit your home branch with a written application and KYC documents. Some users can also adjust limits via SBI Card (for credit card transactions) or by linking higher-limit accounts.

1. Note that UPI limits are capped at Rs 1 lakh per day unless you use UPI Lite for small transactions (up to Rs 500 without PIN). 

2. For RTGS or large transfers, you may need branch approval.

I hope you understand how to increase Yono pay limit.

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How Much Money Can Be Transferred Through YONO SBI?

 

Understanding how to increase transaction limit in SBI YONO is crucial for effective and seamless online banking. Having the freedom to complete higher-value transactions can dramatically improve your banking experience as your financial demands change.

How to increase transaction limit in SBI card app?

• Open this

  Download the SBI Card Mobile App and access your account now

  portal.

• You will have to Login via your mobile number and card PIN.

• Select ‘Manage Card Usage’.

• Click on the ‘Manage Card Transactions’.

• Choose Transaction category/limit to be modified.

How to increase transfer limit in YONO SBI?

Follow these steps to know how to increase transaction limit in YONO SBI;

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• Log in to the YONO Lite app using your User ID, Password, or M-pin.

• Click the UPI Transfer link just above the page after entering your account information.

• You'll find a setting for "Set UPI Transaction Limit". You must enter your profile password in this field in order to proceed to the next stage. Input the password, then click on the Submit button.

• You will now see three empty slots that help you determine your UPI transaction cap. The current UPI transaction limit will immediately show up in the provided box. Select your maximum UPI transaction limit in the remaining boxes, and then confirm the new UPI transaction limit.

• Click the Submit button after entering the desired amounts.

• Two boxes containing the Existing UPI Transaction Limit and New UPI Transaction Limit will immediately appear in this new interface. The final step is to confirm it by clicking the button.

• SBI YONO will then request an OTP delivered to the cellphone number associated with your SBI bank account in order to complete this transaction. After entering the OTP, press the Submit button.

• You'll also receive a notification confirming that you successfully set the UPI Transaction Limit. 

I hope these steps would help you to understand how to increase YONO transfer limit.

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