How to Get NOC from HDFC Bank for Personal Loan?

To know how to get NOC from HDFC bank for personal loan, you can follow the steps outlined in the bank's official guidelines. First, ensure your loan account is fully repaid, including principal, interest, and any pending charges. Once the loan is closed, HDFC Bank usually issues an automatic NOC within 7 to 10 working days, which can be downloaded via NetBanking or the Mobile App under the loan section.

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How to Get NOC for HDFC Personal Loan?

If you don’t receive it, you can request it by visiting the nearest HDFC Bank branch with a written application, loan account details, and KYC documents (ID & address proof).

Alternatively, you can contact Customer Care (1800 1600). The NOC confirms no dues are pending and is essential for future loan applications or credit report updates.

Keep a copy for your records and verify its reflection in your CIBIL report after 30 to 45 days. If there are discrepancies, escalate the issue to HDFC Bank’s grievance redressal team. The process is free of charge unless there are outstanding dues. Ensure all repayments are reflected in your account before applying to avoid delays.

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I recently repaid my personal loan that I availed from HDFC Bank. An NOC is beneficial as this document serves as a legal document denoting the closure of the loan account. So if you want to know how to get NOC from HDFC bank for personal loan, let me tell you that my NOC was issued by the Bank itself. 

How to Get NOC for Personal Loan from HDFC Bank?

As I already said in HDFC Bank, once you have completely paid off your personal loan, the bank will issue the NOC, and other loan closure documents online.

To get the NOC, you must first close the loan by following these steps,

1. Go to the

   HDFC Bank

   portal and log in.

2. To close the related loan, select it. Choose "Foreclosure Request" as the service type. From the dropdown menu, choose your city and the closest branch.

3. Once the outstanding loan amount is displayed, choose the closure reason and confirm. Keep the request open.

4. Click the link that was sent to you by SMS, then use your OTP to confirm. Verify the terms and conditions and use the payment gateway to complete the transaction.

5. And that's it! The loan is headed toward closure after the payment is completed. As soon as the loan is closed on the bank's portal, an SMS will be sent, and your loan closure documents, including a closure letter and a no dues certificate (NDC) or no objection certificate (NOC), will be provided by the bank.

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To answer your question how to get NOC from HDFC bank for personal loan

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, you should know that you need to visit the official website of HDFC or visit its branch. You can get the steps below. 

How to Get NOC for Personal Loan from HDFC?

The NOC is crucial as it certifies that you have cleared your loan in full and there are no outstanding dues.

Ensure that your personal loan is fully paid, including any pending EMIs, interest, and charges. After making the final payment, wait for the loan account to be updated in the bank’s system.

Once your loan is closed, you can request an NOC from HDFC Bank. The request can be made in various ways:

• Online: If your loan account is linked to HDFC NetBanking, you can request the NOC online through the portal.

• Visit the Branch: Go to the nearest HDFC Bank branch with your loan details and identity proof. Fill out the NOC request form and submit it.

• Customer Care: You can also call HDFC Bank’s customer care to initiate the NOC request.

The bank will verify that all outstanding dues have been cleared. After verification, the bank will issue the NOC. It typically takes 7-10 business days to receive the NOC, either by post or as a digital copy to your registered email.

Once you receive the NOC, ensure that the details are accurate, such as your name, loan account number, and confirmation of zero outstanding dues.

This is all about how to get HDFC personal loan NOC online.

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It is very important that you get your NOC once your loan is paid in full. When I received my HDFC personal loan NOC, I was informed of its importance by the bank official himself. The NOC, or No Objection Certificate, states that no dues are pending on the loan. Usually, the bank sends it by post or you can visit the bank and collect it. In case you have not received it, download it from HDFC’s net baking portal.

How to Get NOC from HDFC Bank Personal Loan Online?

You can easily get your HDFC NOC online. Here is how:

• Visit the

  HDFC net banking

  portal

• Log in with your Consumer ID

• Open the Loans Tab

• Select Request Option

• Click on NOC/ Closure Letter

• Select the Loan Account Number

• Click on View

• Verify the details

• Click on Continue

• Make the fee payment

The duplicate NOC will be sent to your registered address. You can also download the

, fill it and submit it to the bank. The officials will see to it and get your NOC delivered to your address. So this is how to get NOC from HDFC bank for personal loan. 

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