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Q.

How to Find Out the Remaining Lease on a Property?

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0 2025-08-21T10:20:40+00:00

The majority of residential leasehold properties in India are leased for 30, 60, or 99 years. Similar to freehold, many buyers mistakenly believe they have permanent ownership of the land because of these lengthy periods. However, leaseholds have expiration dates that can affect your house loan eligibility, legal rights, and potentially your selling value. So, how to find out the remaining lease on a property? The best way to find out is by checking your lease or sale agreement.

How to Check Remaining Lease?

  1. For official documentation, visit the municipality or land revenue office in your area.

  2. Check the Encumbrance Certificate (EC), which will display information about the lease.

  3. Ask the housing authority, regarding DDA, MHADA, or NOIDA properties.

  4. To confirm lease status, obligations, and renewal choices, hire a property lawyer.

Banks have the right to deny loan applications if there are less than 30 years left and the seller hasn't started the renewal process. Always verify before buying.

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