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Q.

How to find out if a property has flooded before?

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0 2022-06-15T18:41:25+00:00

My granny's place always gets affected when a flood comes into the area. India is one of the world's most flood-prone countries. According to the National Flood Commission, almost 40 million hectares of land in India are susceptible to flooding. Let’s see how to find out if a property has flooded before.

Check for the property details before investing with the help of experts from NoBroker.

Is my home in a flood zone?

You will find the relevant information on the property documents if it was flooded before. You can even check with the respective authority office about the same. You can check the Geological Survey of India's webpage. Brahmaputra Region, Ganga Region, North West Region, Central India and Deccan Region are the four flood-prone zones in the Indian geography so far. In addition, if the property is in a flood zone, the papers might be useful. Make sure to double-check with your insurance agent as well. If the seller is honest, they will tell you ahead of time or make it clear in their advertising that the home is in a flood zone.

How to know about the homes in flood zones?

The government has designated various places around the country as flood-prone areas, which account for 12.5% of the country's total area, as per the Geological Survey of India. West Bengal, Orissa, Andhra Pradesh, Kerala, Assam, Bihar, Gujarat, Uttar Pradesh, Haryana, and Punjab are among the states with the highest flood-prone areas. The rising water levels of the Yamuna in Delhi, for example, prompted the authorities to issue warnings to residents in surrounding regions such as Railway Bridge, Akshardham, Geeta Colony, Okhla, Garhi Mandu, Madanpur Khadar, and Usmanpur.

Things you have to face if you buy a property in a flood zone:

  • Fear of flood water damaging your property is one of them. 

  • This water can cause a variety of infections, including Dengue fever and Cholera. 

  • When the water levels of the Yamuna have surpassed the danger point, the fear of rising levels of vector-borne diseases increases in Delhi. 

  • Waterlogging in the surrounding districts could cause traffic problems. 

  • If a property is built on a riverbed, the property may not be able to withstand natural disasters such as earthquakes. 

  • Invest only in a project that has been built with materials that allow it to survive the elements on a softer basis than other structures in the city.

Now you know how to find out if a property has flooded before.

Find property to suit your requirements at the cheapest rates with NoBroker here. Read More: Is insurance mandatory for home loan? Best home loan insurance policy in India? What types of home insurance are there?

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