Extending your HDFC Bank personal loan is a convenient way to access additional funds without starting from scratch. But do you know how to extend HDFC personal loan? You need to apply for a "Top-Up Loan" on your current personal loan to extend an HDFC Bank personal loan. This entails providing the necessary paperwork and meeting specific qualifying requirements.
Steps to Extend HDFC Personal Loan
Log in to HDFC NetBanking.
Navigate to the “Request” tab, and choose the Personal Loan Top‑Up option.
You may be required to update your PAN and complete any KYC prompts.
Submit your top‑up amount request.
After review, the bank will propose your interest rate, tenure, and EMI subject to your approval.
Alternatively, you can apply via the HDFC website, branch, or dedicated apps. The benefits of extending the loan include long repayment tenure (up to 60 months), possible lower interest rates based on a timely EMI history, and simplified access to additional funds, all without collateral.
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How to Extend HDFC Personal Loan?
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2025-06-17T12:11:05+00:00 2025-06-17T12:11:07+00:00Comment
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