How To Convert My SBI Credit Card Payment In EMI?

One question I am asked a lot as a banker is how to convert SBI credit card outstanding into EMI. Let me tell you that SBI's cardholders can now convert their credit card bill into EMI through Flexipay. Within 30 days following the purchase, they can receive the option to convert one-time and multiple transactions into subsequent installments. I have shared the detailed steps to convert your SBI card payment into EMI below.

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How can I Convert My SBI Credit Card Payment to EMI?

You may use your home computer to convert your credit card payment to EMI. There's no need to waste time going to the bank. There are two methods available for converting an SBI credit card into an EMI. These are the following:

• Internet Banking

• Calling Customer Care

As previously stated by Animesh Srivastava, first sign in with your SBI Card online account. Then, in the "EMI & More" area, select "Flexipay”, choose the transaction(s) that exceed more than Rs 500 to convert to Flexipay. Following that, choose the duration and interest rate. Finally, do the confirmation.

Make an immediate call to the SBI credit card customer support line and ask the agent to use Flexipay to divide your credit card statement into equal monthly installments. A confirmation SMS will be sent to the number you registered.

For calling, you can use the below numbers:

• 39 02 02 02 (prefix local STD code)

• 1860 180 1290

You can effortlessly turn your SBI credit card payment into EMIs and efficiently control your finances by following the above-described methods.

Hi Friend,

Most of the time, we buy carelessly and disregard our spending limits before realising it when it is time to pay. Are you concerned about paying the credit card bill all at once? Hence, you should know how to convert credit card payment to EMI in SBI? Most credit cardholders can take advantage of this option thanks to the Flexipay platform.

How to change SBI credit card payment into EMI:

You can break up your purchases into manageable instalments using the SBI Card. People can choose to pay for large items in manageable instalments in one of three ways that are both quick and easy: 

• SMS calling

• online banking

• customer service

• Enter your Customer ID and Password to access the SBI Card website.

• Click the "Benefits" tab (located on the left panel)

• Choose the "Flexipay" option from the drop-down menu under the drop-down menu.

• You may see your recent transactions. Determine which transaction you want to convert.

• Examine the promotions under the "Flexipay Offer" option.

• Make Flexipay purchases out of your transactions.

• Select the period for paying your bill. You may view the precise EMI amount after selecting the tenure.

• Accept the conditions and Validate the order.

You will receive a notification from the bank on both your registered email address and mobile number when the process is finished. Rs 2500 is the minimum booking amount. If you miss three consecutive EMI payments, your credit card's Flexipay option will be terminated. You can also dial 390202 and 1860-180-1290, or send the SMS message "FP" to the number 56767. Your monthly EMI could be as little as Rs. 52 for every Rs. 1000. I would conclude here as I believe this response would help you in understanding how to convert credit card payment to EMI in SBI.

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