It is natural to get a huge credit card amount. At times we tend to overspend on items we purchase. And it is totally okay. But not all the time you will be able to pay a huge credit card bill amount. So, what is the solution to fix this issue? Well, you can easily convert the credit card bill amount into EMI. But how to convert credit card payment to EMI in SBI?
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Well, if you know SBI bank you will understand how busy the clerks and bank managers are at SBI. They won't care much to resolve your issue. Luckily, you can convert your credit card payment to EMI sitting in your home. No need to go to the bank and get humiliated. Well, there are three alternative ways about how to convert SBI credit card to EMI. These are:
Internet Banking
SMS
Calling Customer
I will share with you how to convert SBI credit card to EMI with internet banking.
How to change SBI credit card payment into EMI?
Go to the SBI credit card website and log in using your Customer ID and Password.
On the left-hand side you will see the 'Benefit' tab. Tap on it.
From the drop-down menu choose the 'Flexipay' option.
You will be able to generate the recent transactions.
Choose the transaction you need to convert.
See if there are any 'Flexipay Offers'.
Transfer your transactions into Flexipay purchases.
Select the tenure to repay the amount.
After selecting the tenure you will know your EMI amount.
Accept the terms and conditions.
Confirm once accepted.
After this, you will receive a confirmation from the bank on your email address and registered mobile number.
Credit cards can charge 1% to 3% transaction amount for converting into EMI. 18% GST levied on all fees and charges. You must know that banks at times may not authorize customers to get EMI if the purchase is made on jewellery such as gold, silver, etc.
This is the process on how to convert credit card payment to EMI in SBI. I hope you find this informative.
Read more:
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How to convert credit card payment to EMI in SBI?
Lumbini
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2 Year
2022-06-10T09:41:38+00:00 2022-06-10T09:41:39+00:00Comment
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