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Q.

How To Check Title Clarity Before Buying Property?

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Knowing how to check title clarity before buying property is essential to ensure a hassle-free transaction. The first key step is to examine the Title Deed, the foundational legal document that confirms the seller’s ownership rights and their entitlement to sell the property.

How to Check Title of Property in India?

  • Apart from checking the Title Deed, obtain the Encumbrance Certificate (EC) from the sub-registrar’s office. This certificate outlines any legal or financial liabilities such as liens, mortgages, or loans that may be attached to the property. A clear EC ensures the asset is free from hidden encumbrances.

  • Additionally, reviewing property tax receipts confirms whether taxes have been consistently paid, reflecting both ownership legitimacy and compliance with municipal dues.

  • For thoroughness, conduct a legal title search involving a review of public records and government registries over a significant time frame (ideally 30 to 50 years). This helps trace the chain of ownership and uncover any past disputes or inconsistencies.

  • Pay attention to gaps or discrepancies in ownership transfers, such as missing succession documents or unregistered deeds.

Especially for high value or luxury transactions, engaging a property lawyer can provide crucial insights. They can verify the continuity of ownership, ensure the authenticity of documents, and assess compliance with land-use laws or any pending litigation.

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