How to Check Pre Approved Loan in HDFC?

A couple of months ago, I wasn’t sure how to check pre approved loan in HDFC either. So, I asked my friend’s uncle, who works at HDFC Bank, for advice. He explained that if you're eligible for a pre-approved loan, the bank will typically call you directly with the offer. However, with the internet today, you can easily check your eligibility online. He also shared the process with me, which I have shared below with you.

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How to Check My Pre Approved Loan in HDFC?

My friend’s uncle said, if you're considering taking out a personal loan, it's a good idea to first check with your bank or through your online account to see if you're eligible for a pre-approved personal loan offer. 

If you have already applied for a pre approved loan in HDFC, you can follow the below steps.

• Visit the bank directly and ask the bank staff about your eligibility for a loan.




• Sometimes, your bank might call you to let you know that you're eligible for a personal loan. This usually happens if you've been with the bank for a while, have a good balance in your account, a history of saving money, a stable income, and an excellent track record of repaying loans. If this is the case, you might get a personal loan more quickly.




• You can simply log in to your online banking account to see if you're eligible for a pre-approved loan offer.




• You can also check through SMS by sending "My Offer" to 70700-22222.




I hope now you will know how to check HDFC pre approved loans.


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HDFC Personal loan Disbursement Time after Approval

Hi Harshit. I saw you were asking how to check pre approved loan in HDFC and can offer you my help regarding the same. You can use the HDFC Bank’s XpressWay option to check whether you are eligible for a pre-approved personal loan from the bank or not. I used the same process to find out about my eligibility. Let me share the complete process below.

How to Check HDFC Pre Approved Loan?

Here is how you can check the loan pre approval:

1. You can check the availability of the pre approved loan by going to the

   HDFC Bank’s XpressWay

   option. 

2. Log into the page by filling in all the needed details such as your registered phone number and DOB. Generate the OTP and once you receive it on your mobile, fill it in the specified field. 

3. After successfully verifying your identity, see the list of offers available on the HDFC Bank XpressWay. 

4. Based on your account, you’ll be able to see ‘pre-approved’ written in front of the services, like a personal loan. So, if you see pre-approved mentioned in from personal loan for your account, you’ll be eligible for instant disbursement.

This is how to check HDFC Bank pre approved loans. I hope you find this helpful.

Hello mate. You can learn how to check pre approved loan in HDFC by SMS by sending a text to the HDFC Bank’s WhatsApp number. I have stated the number and message you need to send in the steps that you’ll find below. Apart from this, I have also explained the benefits of availing a pre-approved loan. 

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How to Check HDFC Bank Pre Approved Loan?

You can check your pre-approved loan eligibility by sending ‘My Offer’ on the HDFC Bank’s WhatsApp mobile number, 70700-22222.

Another way is to

and check the pre-approved eligibility from the net-banking service.

Apart from this, there are certain parameters which help you to qualify for a pre-approved loan. They are:

1. Having a healthy existing balance

2. A solid savings history

3. A good track record of loan repayment

Now, let me throw some light on the features you’ll get if you qualify for a pre-approved loan from HDFC.

• Hassle-free application process

• Immediate loan processing

• Minimum paperwork, sometimes it isn’t needed at all

• Added flexibility to use funds

• Competitive interest rate

So, here is how can I check HDFC pre approval loans. I hope this answer helps.

I received a message from my HDFC bank mentioning that I am eligible for a loan last month. And last week, my mother also received a message congratulating her, that she is just a few steps away from securing a pre-approved loan under her name. We didn’t know its meaning, so we called the bank to know more about it. Read below to know what a pre-approved loan is and how to check pre approved loan in HDFC:

A pre-approved loan is an in-principal approval for a loan given based on your financial position, creditworthiness, and income. Some banks also offer a facility to obtain an instant e-approval by letting you make an online application for the loan.

If you want to check whether you are eligible for a pre-approved loan, then just send this SMS: MYHDFC to 5676712

You can also log in to your NetBanking account to check your eligibility for a pre-approved offer.

Alternatively, you can just visit your bank to know about the same.

If you’re a long-standing customer with a decent repayment record, good income, a substantial saving history, and a great existing balance, then there are high chances that you are available for a pre-approved loan.

This is how you can check pre approved loan HDFC.

You can apply for an HDFC pre-approved loan by calling their customer care executive or by visiting the HDFC branch.

If you want to know more about the home loans in HDFC, then just send the SMS HDFCHOME to 56767 or give a missed call on 9289 200017.

Now, you know everything about the HDFC pre approved loan check process.

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I hope you like my answer on how to check pre approved loan in HDFC.