How to Check Eligibility for Personal Loan in HDFC Bank?

To check eligibility for personal loan in HDFC Bank, you must visit the HDFC Bank Loan Eligibility Calculator. I have recently checked mine using it before applying for a loan for my sister’s wedding. All I needed to do was provide the required details. I have shared the detailed process for you below.

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HDFC Personal Loan Eligibility Check Online Process

Here is the process I followed to check the eligibility.

• I visited the

  Personal Loan Eligibility Calculator at HDFC Bank

  .

• There I mentioned my required amount, the tenure, and the interest rate.

• I clicked on the Calculate to know the EMI.

• After that, I tapped on “Check Eligibility.”

• There I selected my occupation type as “Salaried.”

• I then entered my registered mobile number, DOB, and tick the checkboxes of all the conditions mentioned.

• Finally, I tapped on “View Loan Eligibility.”

I learned HDFC Bank determines the eligibility for a personal loan by the following six elements:

• Geographic location

• Monthly Income

• Ownership of property.

• Existing credit.

• Employer.

• Credit history.

I hope you understand the steps to check personal loan eligibility in HDFC Bank. To know the detailed process, you must read:

How to Apply Personal Loan in HDFC?

Let me assist you with how to check personal loan eligibility in HDFC. Checking your eligibility for a personal loan from HDFC Bank in India is a simple process. HDFC Bank provides multiple ways to verify if you qualify for a loan, helping you make an informed decision before applying.

How to Check HDFC Personal Loan Eligibility?

On the HDFC Bank website, you can use the

to see if you qualify. Enter details such as your income, obligations, and desired loan amount. The tool provides an instant estimate of your eligibility. Existing customers can log in to check pre-approved loan offers or eligibility. Submit your details for manual verification by a bank representative.

However, the basic personal loan criteria of HDFC Bank are as follows,

• Age: Salaried individuals: 21 to 60 years.

• Employment and Income: Minimum monthly income of Rs. 25,000 (varies by city).

• A credit score of 750 or above is preferred, as it improves approval chances and loan terms.

• Work Experience/Business Tenure: At least 2 years of overall work experience, with 1 year in the current organization.

You can also call HDFC Bank’s customer service for personalised assistance. This is how to check my personal loan eligibility in HDFC bank.

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My friend suggested that I avail of a loan from HDFC as it is a reliable bank and in Bangalore, their service is really good. I did not know how to check eligibility for personal loan in HDFC Bank, so I searched the internet to get an answer. Their website actually looks great and is provided with all such details. Learn here how to check personal loan eligibility in HDFC.

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Get upto Rs. 10 Lakhs Instantly in your Bank Account with hassle free auto repayment.

Instant approval and disbursement

Interest rate starting 12.99%

Withdraw now

You can visit the bank and ask the officials about your personal loan eligibility. Here are the major ones I know about:

• To apply for a personal loan, you need to be an employee of private limited company or an employee of a public sector undertakings, including central, state and local bodies

• The applicant must be between 21 and 60 years old

• The applicant must have been in the job for at least 2 years and must have been with the current employer for 1 year

• The applicant must have an income of Rs 25,000 per month

You can know more about it in HDFC's official website:

If you are wondering how can I check my HDFC personal loan eligibility, you can visit the above mentioned website and check it there.

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