HDFC Bank allows personal loan borrowers to change their EMI due date for better financial planning, subject to certain terms and conditions. But how to change HDFC personal loan EMI date online? The customers can request a shift in their EMI date once during the loan tenure, provided the loan account is not in default. The new EMI date must be within 5 days before or after the original due date, ensuring minimal disruption to the repayment cycle.
HDFC Loan EMI Date Change Process
To change the EMI date, borrowers can submit a request through NetBanking, the Mobile Banking app, or by visiting an HDFC Bank branch.
The process requires filling out a '
Shift Due Date' form (available online or at branches) and submitting it along with a processing fee, if applicable. Once approved, the revised EMI schedule will be updated in the loan account, and borrowers will receive a confirmation via SMS or email.
Key points to note:
The request must be made at least 5 working days before the next EMI due date.
The loan account should have no overdue payments or defaults.
The processing fee (if charged) varies and will be communicated at the time of request.
HDFC Bank recommends checking the updated repayment schedule post-approval to avoid missed payments. For further assistance, customers can contact HDFC Bank’s customer care or visit the nearest branch.
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As per my knowledge, there is no such set procedure on how to HDFC personal loan EMI date change online. But, you can get your EMI date change by following the below process:
The first step is to get in touch with HDFC Bank. You can either visit the nearest branch or contact customer care through the HDFC Phone banking service.
After discussing your case, you will need to submit a formal request to change the EMI date. This can be done through written communication, such as a letter or an email, or by filling out a form provided by the bank.
Changing the EMI date may attract a processing fee. The bank will inform you about any applicable charges, which you need to pay to start the process.
Once the request is submitted, HDFC Bank will review your application. The approval is subject to the bank’s discretion, and they may verify your financial status and repayment history before making any adjustments.
If approved, you will receive confirmation of the new EMI date. The revised EMI schedule will take effect in the next billing cycle, based on the bank’s terms. Alternatively, you can also fill this
HDFC EMI Date Change Form
and submit it to the branch.
I hope you found how to change personal loan EMI date in HDFC Bank informative.
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How to Change EMI Date in HDFC Personal Loan?
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2024-10-30T14:52:20+00:00 2024-10-30T14:52:21+00:00Comment
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