My uncle planned to apply for a personal loan from ZestMoney for my cousin’s wedding. But he is confused by the procedure. He asked me recently how to apply personal loan in Zest Money. During my research, I found that he must sign up for the ZestMoney credit facility to start the personal loan application. I have shared the steps I came across below.
How to Apply ZestMoney Personal Loan?
First, sign up for a ZestMoney credit facility via the mobile app or web portal by verifying your mobile number with an OTP.
Complete your profile, uploading KYC documents like Aadhaar, PAN, identity proof (passport, voter ID, driving licence), and address proof (utility bills or ration card), following ZestMoney’s guidelines.
Once your credit facility is activated, you can shop at any of ZestMoney’s merchant partners, over 10,000 online and 75,000 retail stores, and use your credit limit.
After making consistent repayments on these EMIs, you become eligible for an instant personal loan through the platform, without submitting extra documents.
Once deemed eligible, simply select your loan amount and choose a tenure from 3 to 36 months with flexible EMI options.
Your repayments are automated via NACH/e-NACH to ensure timely EMI debit from your bank account. ZestMoney offers personal loans starting at 14% p.a. If you are looking for a loan at lowest interest rates, you can check the link below.
Get Loan Up to 10 Lakhs Instantly to Your Account with NB InstaCash
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
How to Apply Personal Loan in Zest Money?
yuvi
118 Views
1
4 months
2025-07-25T14:26:17+00:00 2025-07-25T14:26:19+00:00Comment
Share