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Q.

How to Apply Personal Loan in PNB?

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0 2023-11-07T21:09:27+00:00

A few days back, I availed a personal loan from PNB to finance my wedding. If you are wondering how to apply personal loan in PNB, I can share the steps with you all. You can submit an application by clicking the

PNB Instaloans

link.

What is the eligibility criteria to obtain a personal loan from PNB Bank?

PNB bank personal loan apply, will need the following eligibility requirements:

  • Permanent employees of Central/ State Govt/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with PNB branches or these employees agree for `a check-off facility (Others minimum 3 years of service, including service with the previous employer(s), if any)` from their employer.

  • LIC agents under 60 who have worked for the branch for more than five years, are consistently employed, have a steady salary, and have a savings account.

  • Professionally qualified physicians (MBBS, BDS, and above) with a net annual income or salary of at least Rs. 5.00 lakh shall file taxes for the previous two years and submit their ITRs for those years.

How to Take Personal Loan from PNB Bank?

  • Visit this

    PNB Instaloans

    portal

  • Followed by clicking on the pre approved personal loan option

  • Log in with Customer ID, Account Number, Aadhaar Number

  • You will be provided with various PNB personal loan options like, 

  1. Personal Loan Scheme For Public

  2. Personal Loan Scheme for Pensioners

  3. Scheme For Advance Against Gold

  4. Advance against Jewellery/Gold Ornaments And For Advance Against Sovereign Gold Bonds

This will help you in availing personal loan from PNB.

The processing cost for a pre-approved personal loan is 0.50% of the loan amount, inclusive of all the charges, with a minimum amount of Rs. 500 + GST, inclusive of all the charges, and stamp duty. The fees include the upfront price, documentation fees, stamp duty fees, CIC fees, and other fees.

Get personal loans without hefty paperwork through NoBroker

Read More:

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