A personal loan can be arranged with little paperwork and doesn't require any security or collateral. However, it must be paid back in monthly installments, just like the majority of loans. If you are planning to take a loan from HDFC Bank, you must know the online steps. I have shared the detailed steps on how to apply personal loan in HDFC netbanking below.
How to Apply HDFC Personal Loan through Net Banking?
This bank allows existing customers to apply for a Xpress Personal Loan of up to Rs 40 lakh in just a few clicks. Here's how to proceed:
Start by logging into your HDFC NetBanking account.
Navigate to the Loans or Personal Loan section, where you can check for any pre‑approved offers.
If eligible, the portal will display customised loan offers and EMI options; otherwise, proceed with a fresh application.
Next, verify your details seamlessly. You’ll need to confirm personal and employment information.
The system may use the Account Aggregator or your NetBanking data for income verification.
Upon validation, HDFC will provide a tailored offer that includes loan amount, interest rate, tenure options, and processing fees.
With an offer in hand, proceed with Aadhaar-based e‑KYC via OTP.
Next, upload scanned documents like your identity proof (Aadhaar, PAN), address proof, income documents (salary slips or Form 16) or bank‑linked statements.
Once documentation is verified, accept the loan terms.
Disbursement happens within 10 seconds for pre‑approved digital applicants or within 4 days for new customers.
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How to Apply Personal Loan in HDFC Netbanking?
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2025-06-17T14:52:31+00:00 2025-06-17T14:52:32+00:00Comment
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