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Q.

How to Apply for Student Credit Card?

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0 2023-05-21T06:58:15+00:00

When I was studying in college, my father handed me a student credit card. I know how to apply for student credit card, hence, I can assist you with the process. A student credit card is a type of credit card available to college students. Since there is no upper-income limit on qualifying for the credit card, any student over the age of 18 can apply. These credit cards have five years of validity and lower interest rates.

How to get a student credit card?

You can obtain a student card in the following methods in addition to applying for one directly with the issuer;

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  • With a fixed deposit under your name, you can apply for a credit card. Your credit limit will probably be close to the fixed deposit amount if the issuer is eager to offer a credit card in exchange for your collateral.

  • You can ask your parent or any other family member to get you an add-on card on their existing credit card

  • If you keep a monthly average balance that meets the bank's requirements, you can also apply for a student credit card using your savings bank account.

Eligibility and Documents Required to Apply for a Student Credit Card:
Eligibility

Above 18 years of age

Must be a college-going student

Documents Required

Birth certificate

Identity card issued by the college/university

Proof of residential address

Recent passport size photograph

PAN card (Permanent Account Number)

I hope this suffices your query about how to apply for student credit card. I hope this helps:)

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