How Much Time it Takes to Activate HDFC Account?

It depends on which "activation" you are talking about. It will take 10 to 15 minutes if you have created a new account using video KYC or an instant account (InstaAccount). Opening an HDFC Bank InstaAccount is designed to be swift and convenient. It enables you to access banking services almost immediately. I have shared how much time it takes to activate HDFC account for other situations below.

How Much Time Does It Take to Activate HDFC Account?

Upon completing the online application and successfully verifying your identity through Video KYC, you receive your Account Number and Customer ID instantly. This rapid process allows you to begin using NetBanking and MobileBanking services without delay.

1. In case of debit card activation, HDFC Bank takes a few hours to activate your account. 

2. If you opt for Third Party Fund Transfer (TPT) services, this feature is typically activated within 48 hours after your consent during the account setup.

3. Regular accounts typically take longer. Verification takes one to three working days, and it might take up to seven working days to fully activate and send the welcome kit.

I hope you found this information helpful.

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Below is a breakdown of how much time does it take to activate HDFC account. The time it takes to activate an HDFC Bank account in India depends on the type of account being opened (savings, current, etc.) and the method of application (online or offline). How Much Time it Takes to Activate HDFC Account? Delays in document verification or KYC discrepancies can extend the timeline. During high-demand periods, processing might take slightly longer.

Offline Account Opening

If you visit an HDFC branch, you must fill out the account opening form, submit KYC documents (identity proof, address proof, and PAN card), passport-size photographs, and an initial deposit. The bank verifies the documents and processes your request. Once documents are submitted, verification typically takes 1-3 working days. After verification, the account is activated, and you receive your account number and welcome kit (containing your debit card, checkbook, and PINs) within 7 working days.

Digital Account

For digital account opening, you complete the application on the HDFC website or app by uploading scanned copies of required documents and completing video KYC (if eligible). Digital account activation is faster, often completed within 24-48 hours, provided KYC verification is successful. In some cases, minor discrepancies in documents may delay the process. This is how much time does it take to activate HDFC account. Enjoy Quick Approval of Personal Loan at Low Interest Rate through NB Instacash Read More: How to activate my account?

A few months ago, my daughter finally turned 18, and we needed to open a bank account for her. We chose to open the account in HDFC Bank, but we didn’t know how much time it takes to open HDFC Bank account. She had to leave for college soon, and we needed to open her account before that. So we asked around and looked it up online as well. I found out that the entire process can take around 2 to 5 days, but it completely depends on the account type.

How much Time It Takes to Open an Account in HDFC Bank?

I found out after providing the required paperwork correctly, it should normally take 2 to 5 working days to activate an HDFC Bank account. However, depending on the account type you are opening, such as a current or savings account, this period may change. I was trying to open a savings account for my daughter, and was really impressed by how simple the process was. 

• Through their InstaAccount feature, HDFC Bank offers the option of instant account opening, which enables you to finish the process with a laptop or mobile device in just 10-15 minutes. 

• Almost instantly, after completing the online application and using video KYC to confirm my daughter’s identification, she was given my customer ID and account number. The physical welcome kit and debit card, however, took a few days to arrive at our house. 

• My daughter can use her account and handle her money immediately during this waiting period because she was given access to their internet banking services. 

• I did find out that those who may have inactive accounts have to visit the branch with valid identification and proof of address in order to get them reactivated.

But all things considered, I found HDFC Bank's account activation procedure to be so quick and simple to use. I hope you understand how much time it takes to activate HDFC account.

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How to open bank account without PAN card