Here is how much time it takes for personal loan approval in SBI?
When you apply for a personal loan with State Bank of India (SBI), the time to approval and disbursement depends on what kind of loan you opt for pre-approved or regular and how quickly you submit all required documents.
For SBI’s pre-approved personal loan offer (via its YONO SBI app or Internet banking), approval can be almost instant with just a few clicks, no physical documentation, and funds may be credited “instantly” if eligible.
For a regular SBI personal loan (with document submission, KYC, income proof, etc.), the standard timeline is roughly 2 to 4 working days for approval, once all documents are complete.
Many borrowers find that final approval and sanctioning may take 3 to 7 working days; this includes checks like income verification, credit history review, and internal processing. Once your loan is approved and sanction letter issued:
For pre-approved loans: funds may be credited within a few hours or same day.
For salaried or self-employed borrowers in the regular route: typically 2 to 7 working days after document verification.
What Affects the Timeline:
Whether you use the pre-approved offer / digital route or a standard application.
Completeness and accuracy of documents (ID, address proof, income proof, KYC).
Whether your employment, income and credit history are easy to verify.
I hope this helps!
Choose NB InstaCash to Get Instant Disbursal of Personal Loan of Up to 10 Lakhs in Your Account!
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
How Much Time it Takes for Personal Loan Approval in SBI?
ali
23 Views
1
28 days
2025-11-28T16:17:47+00:00 2025-11-28T16:18:01+00:00Comment
Share