Here is how much salary required for 10 lakh personal loan. If you want a Rs. 10 lakh personal loan, for instance from Kotak Mahindra Bank, your salary plays a key role;
For Kotak salary-account holders, the minimum net monthly income is Rs. 25,000.
If you don’t hold a Kotak salary account, the requirement is higher: at least Rs. 30,000 per month net income.
For Kotak Bank employees themselves, the minimum is Rs. 20,000 per month.
According to Kotak’s own loan-eligibility calculator, someone earning Rs. 56,000/month (with no other debt) could be eligible for a personal loan of Rs. 10 lakh.
Your existing obligations (other EMIs) and your credit score also influence how much you can borrow. Other eligibility criteria;
Age: 21–60 years.
Work Experience: At least 1 year.
Education: Graduation or diploma required by Kotak.
A good credit score is a must, typically 750+ is considered favorable.
This is all about how much salary is required for a 10 lakh personal loan.
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How Much Salary Required for 10 Lakh Personal Loan?
akash
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2025-11-24T19:24:26+00:00 2025-11-24T19:24:29+00:00Comment
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