2 months ago, my monthly salary was Rs. 18,000, and I needed a small personal loan for some urgent expenses. Before applying for it, I checked a few lenders’ websites to find out how much personal loan can I get on 18000 salary. And I found, with Rs. 18k salary, you can get a loan ranging from Rs. 50,000 to Rs. 1.5 lakhs. However, it depends on several factors, which I added below.
How much Loan will I Get for an 18k Salary?
The specific loan amount you are eligible for with a Rs. 18,000 monthly salary will depend on your credit profile, your lender, interest rate, and loan tenure.
When you apply for a personal loan, the first thing lenders look at is whether you meet their eligibility requirements.
Lenders usually ensure you have a steady job and enough money to pay back the loan.
A personal loan with a salary of Rs. 18,000 usually has a repayment period of 6 to 18 months. However, certain lenders may offer variable EMI choices depending on your ability to repay.
With an income of Rs. 18,000, you may increase your chances of getting a loan by keeping your credit score high, applying with less debt, and selecting lenders that are right for you.
I applied for a personal loan using the link below and received Rs. 1.5 lakhs within 24 hours. I would suggest you check with your lender to know the exam amount.
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
How much Personal Loan can I Get on 18000 Salary?
Saanvith1
143 Views
1
6 months
2025-08-04T11:11:28+00:00 2025-08-04T11:11:29+00:00Comment
Share