I once checked how much personal loan can I get on 10000 salary. Most banks said the maximum loan amount would be between Rs. 25,000 to Rs. 1 lakh. However, it mainly depends on your lender’s policies. There are more factors influence the loan amount, which I added below.
Can a 10,000 Salary Person Get a Loan?
Yes. But, the loan amount depends on several factors including credit profile, employment stability, and existing obligations.
For instance, Airtel explicitly caters to low‑income borrowers by offering loans starting at Rs. 10,000 and going up to Rs. 1 lakh, for those with monthly earnings below Rs. 12,000.
Interest rates typically begin at around 11.5% p.a., but for smaller ticket loans, rates often start from 12.75% p.a.
Tenure is flexible; borrowers can choose repayment periods ranging from 3 to 60 months.
Having a co-applicant or improving your income helps you get better approval chances. I hope you found this helpful.
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How much Personal Loan can I Get on 10000 Salary?
udai2
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6 months
2025-08-05T06:31:54+00:00 2025-08-05T06:31:56+00:00Comment
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