Under Section 80D of the Income Tax Act, individuals in India can claim deductions for medical-related expenses under several key heads. It encourages both health insurance coverage and prudent expenditure on preventive care and treatment. Coming to your question, how much medical expenses can I claim on my taxes? It is usually Rs 25,000 for non-senior citizens.
How much Medical can I Claim on My Taxes?
Health insurance premiums (self, spouse, children, parents): For a non-senior citizen taxpayer (under 60), you can claim up to Rs 25,000 per year for premiums paid for yourself, spouse, and dependent children.
If either the taxpayer or spouse is a senior citizen (60+), that limit increases to Rs 50,000.
Separately, for parents' health insurance, you can claim up to Rs 25,000, or Rs 50,000 if they are senior citizens.
In combined situations, the total deduction can reach Rs 75,000 (Rs 25k self + Rs 50k parents) or even Rs 100,000 if both taxpayer/spouse and parents are senior citizens.
Section 80DDB covers treatment of specified critical illnesses (like cancer, AIDS, Parkinson’s) up to Rs 40,000 for under-60s and up to Rs 1,00,000 for senior citizens.
Section 80DD allows Rs 75,000 deduction (Rs 1,25,000 for severe disabilities) for treatment or maintenance of disabled dependents.
I hope you found this information useful.
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How much Medical Expenses can I Claim on My Taxes?
aditya7
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2025-06-19T16:12:20+00:00 2025-06-19T16:12:22+00:00Comment
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