Your income, current debts, credit score, the property's location, and loan eligibility are variables that determine how much investment property can I afford. A major factor in determining affordability is the ratio that financial institutions often use to calculate your loan amount. Depending on the price range, banks in India usually permit home loans up to 75 to 90% of the property value.
What is the Minimum Amount to Put Down on an Investment Property?
Your monthly EMI shouldn't be more than 40 to 50% of your income. For instance, your affordable EMI can be between Rs. 40,000 and Rs. 50,000 if your monthly income is Rs. 1 lakh. This means that with a loan and down payment, you might buy a property for between Rs. 40 and Rs. 50 lakh.
Before making an investment, take maintenance, rental yield, registration fees, and stamp duty into account.
I hope this was helpful.Find Your Minimum Investment Property Down Payment Using NoBroker's Home Loan Eligibility Calculator
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How Much Investment Property Can I Afford?
Pratha67
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2025-07-21T10:41:59+00:00 2025-07-21T10:42:00+00:00Comment
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