Investing in the real estate industry has always been profitable. It provides the possibility of long-term financial stability and wealth accumulation. However, real estate investments demand a substantial amount of money upfront to submit a deposit. As a real estate investor, I can tell you how much deposit required for investment property in India. The minimum deposit or down payment required is 10% of the property value.
What Factors Influence the Required Down Payment for Investment Properties?
- Type of property
you are interested in for investment. Deposit requirements for commercial properties are different from those for residential homes. For commercial, they may ask you to pay 25% to 30% as a down payment.
The
lenderyou are thinking about using to get a loan. Loan-to-value (LTV) ratios and deposit requirements vary among banks and financial institutions. Some might give a first-time buyer or a salaried person a greater LTV.
The
type of loanyou are planning to take. Compared to standard residential mortgages, buy-to-let mortgages for investment properties typically require larger deposits.
When I invested in a residential property, lenders required a 15% down payment, with a minimum of 5% in savings. I had a large deposit, a solid credit history, and an easily marketable investment property, so I was eligible for a 90% investment loan.
Invest in Affordable Property and Secure Your Future via NoBroker.
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
How much Deposit Required for Investment Property in India?
Rishu52
74 Views
1
5 months
2025-07-11T08:09:49+00:00 2025-07-11T08:09:51+00:00Comment
Share