Hi,
I believe you are asking about the processing charges and fees while filing a home loan. The processing fee is the clearest and most significant fee associated with mortgage loans. You must pay a charge to banks or NBFCs in order for them to process your home loan application. It is a one-time cost that is often paid ahead, which means you must pay it to the bank or NBFC out of your own pocket rather than having it deducted from your loan amount.
Check out home loans on NoBroker starting at a 7.8% interest rate, here.For their home loan programmes, the majority of banks impose a processing fee. The processing cost is, however, either waived as a special offer or not charged at all by some banking institutions. For self-employed professionals (SEP), self-employed non-professionals, and salaried individuals, several banks may have different fees (SENP).
Current Home Loan Processing Fees of All Banks 2023You may find a complete list of all Indian banks in the table below, along with their processing fees, ranked from lowest to highest:
| Banks | Processing Fee (Min. in %) | Processing Fee Amount (Min) |
SBI Home Loan |
0.4% |
Rs.10,000 |
HDFC Home Loan |
0.5% |
Rs.3,000 |
Axis Home Loan |
1% |
Rs.10,000 |
LIC Home Loan |
- |
Rs.10,000 |
IDBI Home Loan |
0.5% |
Rs.2,500 |
Yes Bank Home Loan |
2% |
Rs.10,000 |
Bank of India Home Loan |
0.25% |
Rs.1,500 |
Bank of Baroda Home Loan |
0.25% |
Rs.8,500 |
PNB Home Loan |
0.35% |
Rs.2,500 |
IDFC First Home Loan |
- |
Rs.10,000 |
Standard Chartered Home Loan |
0.5% |
- |
HSBC Home Loan |
1% |
Rs.10,000 |
Canara Bank |
0.5% |
Rs.1,500 |
Dhanlaxmi Bank Home Loan |
1% |
Rs.10,000 |
Bandhan Bank Home Loan |
0.25% |
- |
I hope this helps you with your query.
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Can you provide details regarding home loan file charges and reimbursement?
Shrikant
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2 Year
2023-01-20T09:17:45+00:00 2023-01-20T09:53:24+00:00Comment
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