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Q.

Can We Pay Stamp Duty by Credit Card in Karnataka?

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Yes, you can pay stamp duty online in Karnataka using a credit card when completing property transactions. The state supports digital payment options:

  • through its official portals

  • the e-Stamping system

making the process convenient and contactless.

Can I Pay Stamp Duty with a Credit Card in India?

  • When you generate an e-stamp or e-challan for stamp duty and registration fees, the portal usually offers multiple payment modes including net banking, UPI, debit card, and credit card.

  • This means if you’re paying your stamp duty online via the Karnataka e-Stamping service (

    https://www.shcilestamp.com/

    ) or the Kaveri Online Services portal (

    https://kaveri.karnataka.gov.in/landing-page

    ;), you can generally use a credit card to settle the duty and related fees digitally.

  • To pay online, you log in to the official system (e.g., SHCIL e-Stamping site or Kaveri Online Services), enter the transaction details and property information, and then proceed to the payment screen. 

  • At the payment step, select a credit card as your payment option.

  • After successful processing, download your e-stamp certificate or payment receipt; this serves as legal proof that stamp duty has been paid.

  • However, be aware: sometimes government portals add convenience fees or charges for credit card payments, and your bank may treat the payment as a cash advance, leading to higher interest or fees.

  • Check with your bank regarding charges, interest rates, and reward eligibility before paying. If the portal temporarily limits options due to technical issues, you might need to pay via alternate methods like net banking or visit a sub-registrar’s office.

Also, payment and portal features can change, so always use the official state portal for the latest options.

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