NRIs can link their Non-Resident External (NRE) or Non-Resident Ordinary (NRO) accounts with a UPI-enabled app to use UPI for NRI accounts while they stay outside the country.
How Can NRI Use UPI?
Make sure you have an NRO or NRE account with an Indian bank that accepts UPI payments.
Link your bank account to your overseas mobile number.
Select an app that supports UPI.
On your smartphone, install the selected UPI app. You'll need to confirm your mobile number during the setup procedure. You may need to use an Indian number for setup at first, so be sure the app accepts verification using your foreign number while you're overseas.
Sync the UPI app with your NRO/NRE account.
For transactions, you must establish a UPI Personal Identification Number (PIN). To accomplish this, you typically create a UPI PIN after inputting an OTP that was delivered to your registered number.
Once configured, UPI can be used for transfers and payments. You can pay bills, send money to other UPI members, and make online purchases.
I hope this clarifies your query about, “Can NRI use UPI?”
It's crucial to remember that even while the procedure is quite simple, certain users could have difficulties because of prohibitions on using foreign mobile numbers or internet banking restrictions placed on NRO/NRE accounts.
If you are still confused and wondering can I use UPI with NRE account, then the easiest way to find out is to contact your bank or the app provider, as UPI for NRIs' features and regulations are subject to change.
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Jessica
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2024-04-01T12:50:03+00:00 2024-04-01T12:50:04+00:00Comment
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