Can NRI Buy Property in India without Visiting?

Yes, Non-Resident Indians (NRIs) can buy property in India without physically visiting the country. Now that you know the answer of can NRI buy property in India without visiting, let me highlight that Indian laws allow NRIs to purchase residential or commercial property remotely. This process can be managed through a Power of Attorney (POA) and digital means.

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How NRI Without Visiting India Buy Property?

• Under the Foreign Exchange Management Act (FEMA), NRIs are allowed to purchase residential and commercial properties in India. However, agricultural land, farmhouses, and plantations cannot be purchased by NRIs without specific permission from the Reserve Bank of India (RBI).

• Since NRIs might not be present to sign documents, they can appoint a trusted person residing in India as their representative through a Power of Attorney.

• This allows the representative to complete the necessary paperwork, such as signing the sale agreement, registering the property, and making payments on the NRI’s behalf.

• The POA must be drafted and executed either in India or abroad. If executed abroad, it must be signed in front of the Indian Embassy or Consulate and notarised.

• Many developers and real estate platforms in India allow NRIs to browse property listings, take virtual tours, and make payments online. This makes it easier for NRIs to finalise a property without visiting in person.

• NRIs need to submit documents such as their passport, PAN card, OCI card (if applicable), address proof, and proof of funds for the transaction. Payments must be made through regular banking channels, using an NRI account in India (NRE/NRO).

• NRIs are eligible for home loans in India, which can also be processed online through Indian banks, making the purchase even smoother.

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can NRI buy property in India without visiting

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My fiance lives in America and hence, I have been able to acquire knowledge about several NRI rights from him. For a long time, he has been planning to invest in a property in Delhi so my concern was can NRI buy property in India without visiting? After consulting with a lawyer friend, I learned that an NRI can invest in a property in India without coming here by executing a POA. 

How can an NRI Buy a Property in India without Visiting?

An NRI can buy a property in India without visiting. All the NRI has to do is execute a POA or Power of Attorney authorising a person residing in India to execute the property transaction on his/her behalf. The POA needs to be signed by the NRI in front of a consulate officer or notary in his or her country of residence and needs to be attested by the officers as well.

What Documents must an NRI Have to Buy a Property in India?

To buy a property in India, an NRI must have documents like:

• Passport or OCI card

• PAN card

• POA (in case he cannot visit India)

For registering a property, the NRI, along with these documents, must have identity, address proof documents, and passport size photographs as well.

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