You can’t fully close an HDFC Bank personal loan entirely online through conventional NetBanking or mobile apps;
To officially close or pre-close (foreclose) your HDFC personal loan account, the most reliable method is still via the bank branch or a formal service request, even though some preliminary steps can be started online.
HDFC Bank does not allow complete personal loan closure solely through online banking or mobile apps. You must visit your nearest HDFC Bank branch or contact the bank’s service teams to raise a closure request. The branch will guide you through the process and accept payments for final settlement.
While full closure can’t be done entirely online, HDFC Bank does offer online tokens/service requests for pre-closure quotes this gives you the exact outstanding amount and applicable charges before you head to the branch.
You can pre-close your personal loan after paying at least 12 EMIs (one year). The bank charges pre-closure fees on the outstanding amount typically around 2% to 4% depending on loan tenure and outstanding balance. You may also be allowed limited partial pre-payments under specific terms.
When the outstanding amount is paid, HDFC Bank will issue a loan closure letter and/or No Objection Certificate (NOC) confirming that the loan account is fully settled which you should keep for your records and credit reports.
You cannot completely close an HDFC personal loan online through NetBanking or apps alone. Official closure requires a bank branch visit or formal request, even if some parts like quotes can be started online.
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Can I Close HDFC Personal Loan Online?
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2026-01-22T09:05:08+00:00 2026-01-22T09:05:11+00:00Comment
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